How this guide decides what it can claim.
International money transfer facts change. We separate editorial copy, market facts and live estimates so a stale promotion, fee or exchange-rate snapshot cannot silently become a permanent claim.
Source hierarchy
- Official Wise pricing, Help Centre, legal and developer documentation are primary evidence.
- Commercial destinations and factual evidence are separate: a partner link is never used as proof for a factual claim.
- Country-specific Wise Business facts live in structured market files and carry checked, verified and facts-changed timestamps.
- If a fact cannot be verified, the page falls back to conservative wording instead of estimating it.
Transfer Index
Transfer Index rows come from Wise's unauthenticated quote endpoint. They are display estimates for a currency pair and amount — not quotes tied to a verified residence, customer profile or final transaction.
- Expired estimates are hidden from pages and removed from the public machine-readable feed at build time.
- Every estimate includes observed and expiry timestamps.
- Rates are never extrapolated from another corridor and never invented when the API is unavailable.
- The final transaction price is always the price Wise shows at the time of the actual transfer.
Commercial policy
International Money Guide is independent and is not Wise. Personal Wise invite links are not used for website monetization. Website monetization is designed for approved Wise Partnership / Partnerize destinations only. Until an approved tracking URL is configured, calls to action go to ordinary official Wise pricing pages.
No placement, ranking or factual conclusion changes because a commission may be available.
Freshness and corrections
“Checked” means an automated or manual source check succeeded. “Facts changed” is separate and only moves when the underlying public fact changes. Sitemap and structured-data modification dates are based on factual change dates rather than routine checks.
When an automated source check fails, last-known-good data is preserved and the failure is surfaced for review rather than overwriting a value with null, zero or a guess.
Data reuse and attribution
The publicly accessible Wise market-data JSON is an independent editorial compilation. You may reference and quote brief extracts of our original summaries with attribution and a link to International Money Guide. No license to redistribute Wise quotations, branding, rates, price data, or other third-party content is granted here: such material remains subject to its original owner’s terms. Rates and fees are transient estimates, not a licensed real-time price feed. For current transfer decisions, check Wise directly.