Does the account fee include transfers?
Wise Business publishes a 60 EUR one-time fee for account details. SEPA euro transfers and foreign-currency transactions should be compared separately. A one-time account charge is not a transfer quote. Check conversion, sending and receiving charges for each payment.
How do I pay an invoice in full?
Confirm whether the invoice is in EUR or the recipient’s currency, and who covers bank charges. Use an exact recipient amount when an invoice must be settled in full, subject to route availability.
What else should I check before sending?
Verify changed bank details through a trusted channel, separate preparation from approval where appropriate, and keep invoice references with payment confirmations. A payment service does not determine a contractor’s employment or tax status.