International Money Guide
BUSINESS COMPARISON

Compare international business payments from the UK

For a UK company, the decision is larger than a single conversion rate. Count payments, destination currencies, necessary approvals, and whether an account subscription earns its cost.

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What to check

Separate fixed monthly account cost from transfer charges and FX spreads. A plan with included payments may suit a high-volume team differently from pay-per-transfer pricing.

Providers at a glance

ProviderWhen relevantVerify before sending
Wise BusinessSupplier payments with conversion and transparent pricingAccount activation, FX, payout methods and team workflows
Revolut BusinessSubscription allowances and employee payment toolsMonthly plan, FX allowance, out-of-plan charges
OFX BusinessRecurring international supplier and batch workflowsProduct availability, live FX offer and approval process
UK business bankDomestic sterling payments and treasury relationshipsInternational wire fees, FX markup and reconciliation

When relevant

Wise Business allows eligible UK businesses to send supported international transfers and see the transaction quote, with account-detail activation fees depending on its UK product terms.

Revolut Business has subscription tiers and FX or international-transfer allowances that vary by plan; included payment counts are not blanket free transfers.

OFX offers business-focused supplier-payment and recurring transfer services, which need a real quote and eligibility check.

The existing UK business bank may still be useful for sterling domestic supplier invoices, treasury facilities or traditional wire settlement.

Verify before sending

  • How many cross-border invoices do we pay each month?
  • Which currencies and payment rails do counterparties require?
  • Do plan allowances offset a monthly account cost?
  • Do we need approval roles, recurring transfers or accounting export?

Frequently asked questions

Does Revolut Business include unlimited free FX transfers?

No. Plan allowances and fees outside them vary by tier, timing and transaction type.

Are Wise Business fees just the one-time account charge?

No. The account-detail setup and each transfer's conversion or delivery fees are separate decisions.

Can an existing UK bank work for overseas suppliers?

Sometimes. Compare its total foreign exchange and international payment cost for the same supplier payment.

Sources and methodology

This is an editorial comparison, not a continuously refreshed quotation of competitor prices. Check the final provider checkout.

  1. Wise — UK GBP payment methods and prices
  2. Wise — how international transfer fees work
  3. Wise — cross-border same-currency Business fees

· Our methodology