Are Wise Business fees the same for every cross-border transfer?
No. Price depends on route and currency, and certain local same-currency foreign-currency payments have special treatment.
BUSINESS COMPARISON
Compare business international payments from Germany
For German companies paying overseas suppliers, monthly transaction count, approvals and FX fees matter alongside the headline cost of a transfer.
Last updated:
What to check
Estimate monthly payment count and volumes, then compare per-transfer fees with the actual value of subscription allowances and team tools. Do not confuse account features with executable transfer quotes.
Providers at a glance
| Provider | Where it may help | Verify before sending |
|---|---|---|
| Wise Business | Foreign-currency supplier payments and rate visibility | Conversion fees, payout routes and special same-currency charges |
| Revolut Business | Team controls and subscribed transfer allowances | Monthly charge, allowances and exclusions |
| Airwallex | Global business accounts and payment workflows | Subscription, processing charges and FX costs |
| Business bank | Ordinary EUR invoices within SEPA | Bank tariff, approvals and transfer limits |
Where it may help
Wise Business applies a specific extra fee to certain same-currency local-bank-network transfers in foreign currencies from German business accounts; it is not a universal foreign transfer fee.
Revolut Business bundles different FX and international-payment allowances by subscription.
Airwallex combines plans with additional FX and payments charges.
A conventional business bank may already cover straightforward EUR SEPA supplier invoices.
Verify before sending
- How many overseas supplier invoices are paid monthly?
- What does the monthly plan cost after actual use of allowances?
- Are multi-user approvals and exports needed?
- Are local receiving details supported where customers pay?
Frequently asked questions
Does a subscription mean transfers are free?
Not across all transactions. Check included allowances and fees beyond them.
Should a German business abandon its SEPA account?
Not automatically. EUR SEPA payments may be well served by the existing business account.
Sources and methodology
This guide does not provide live competitor quotes. Fees depend on currencies, funding and payout methods.