Which provider is cheapest from Germany?
There is no valid general ranking without comparable real quotes for the same amount, route and payout method.
PERSONAL COMPARISON
Compare international transfers from Germany
SEPA euro payments, currency conversion and cash pickup solve different jobs. Use this table to narrow the options; it is deliberately not a ranking based on unverified quotes.
Last updated:
What to check
Match amount, funding, exchange rate, destination and payout method first. Then obtain like-for-like quotes on the same day. Comparing only the visible transfer fee can miss the FX markup.
Providers at a glance
| Provider | Where it may help | Verify before sending |
|---|---|---|
| Wise | Checking converted bank-transfer quotes | Exchange rate, funding fee, currency route and recipient sum |
| Your bank / SEPA | EUR payments to eligible European accounts | Domestic-equivalent charge and destination eligibility |
| Revolut | Using an existing multi-currency account | Plan allowances, weekend rules and payout support |
| Remitly | Destination-specific bank or cash delivery | Recipient options and final transfer price |
| Western Union | Routes where cash collection matters | Cash availability, identity checks and total cost |
Where it may help
SEPA can cover euro payments without conversion; check your bank's domestic-equivalent price.
Wise shows the route-specific exchange rate, fees and amount received before confirmation.
Revolut's exchange terms depend on plan, allowance, and sometimes timing such as weekends.
Remitly and Western Union may provide delivery methods beyond bank deposits depending on the destination.
Verify before sending
- Will the recipient collect cash or receive a bank deposit?
- What exact amount arrives after fees and exchange?
- Are the same funding methods being compared?
- Are there receiving-currency restrictions?
Frequently asked questions
Does Revolut charge exchange fees at weekends?
Its standard plan conditions can involve weekend and usage fees; review the applicable plan.
Why are there no numeric competitor quotes?
The site has no reliable, contemporaneous quotes from all providers. It therefore doesn't invent price rankings.
Sources and methodology
This guide does not provide live competitor quotes. Fees depend on currencies, funding and payout methods.