How much does it cost to send money to India?
It depends on the amount, exchange rate, funding method and provider. Compare the final recipient amount for the same route.
EUR → INR
Send money from Netherlands to India
Send EUR to India from the Netherlands: understand 11-character IFSC, bank account identifiers, UPI receiving and transfer-purpose checks.
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Send money from Netherlands to India
For 1.000 EUR, compare more than the transfer fee: look at the recipient amount after the exchange rate, funding method and any external charges. A Wise estimate is a point-in-time display estimate, not a guaranteed transaction price.RECIPIENT AND PAYMENT ROUTE
Indian INR payouts need local identifiers and payment purpose
For an INR payment to an Indian bank account, Wise typically requires a correctly formatted account number and IFSC. An eligible UPI ID is another possible receiving method. The payment purpose also matters for compliance.
- For bank payout, enter the recipient's full name in Latin characters, their five- to twenty-digit account number and eleven-character IFSC.
- For a supported UPI payout, use the recipient's valid UPI ID instead of assuming it is an ordinary bank account number.
- Choose the correct purpose for the payment. An incorrect purpose can lead to additional questions or prevent the transfer.
- Check amount limits and the recipient category for the chosen payout method; restrictions differ by situation.
Do not present a display estimate as an approved transfer
IMG's Wise EUR→INR snapshot is an unauthenticated display quote, not a residence- or beneficiary-verified final fee. It expires, and the payable price must be confirmed in Wise.
Family support, education and commercial invoices may require different purpose classifications and beneficiary information. For large transfers, verify the current rules before funding.
Research last updated: · Wise: official payout requirements ↗ · Our methodology
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The exact price depends on amount, currencies and funding method. Open Wise for a current quote and confirm the final rate and fee before paying.
FAQ
Frequently asked questions
Is this Wise rate guaranteed?
No. It is a display estimate only. Check the final rate and fees on Wise before paying.
What does IFSC mean in an INR transfer?
It is an 11-character identifier for the Indian bank branch. Wise asks for IFSC along with the account number for supported INR bank payouts.