What is the cheapest way to send just €5 abroad?
Check whether a domestic or SEPA transfer will work first. For €5, a fixed fee can absorb a large share; compare the exact amount received.
TRANSFER PROVIDER COMPARISON
International money transfer services from the Netherlands: compare by use case
Compare Wise, Revolut, Remitly, Western Union and your bank. The best option depends on the amount, currency pair, funding method and how the recipient gets paid.
Which provider is worth checking?
| Provider | Best use | Check before choosing |
|---|---|---|
| Wise | Upfront quote with exchange rate, fee and amount received. | See Wise’s full quote: exchange rate, transfer fee and amount received. |
| Revolut | Worth checking if you already have an account and remain within your exchange allowance. | Standard: €1,000 monthly allowance before a 1% fair-usage fee; weekend charges can apply. Transfer fees are separate. |
| Remitly | International bank payouts and some local receiving methods. | Check new-customer rates, eligibility, destination and sending limits. |
| Western Union | Cash pickup where the recipient needs a non-bank payout. | Fees and exchange rate change with payment and payout method. |
| Your bank | Often the simplest option for euro transfers within SEPA. | For FX also compare exchange markup and possible SWIFT/correspondent fees. |
Comparison research: published Wise, Revolut and other listed providers pricing (checked 11 October 2026). Prices and eligibility can change. Our methodology →
From €5 to €100,000: amount changes the answer
- €5–€20: a small fixed fee can dominate the transfer.
- €50–€500: payment method and payout option matter.
- €1,000–€5,000: compare FX markup and subscription allowances.
- €10,000–€100,000: small FX differences add up; check limits and get a quote.
Not a live price ranking. Without simultaneous, like-for-like quotes we cannot reliably say which provider is cheapest.
What should you compare?
Use the same amount, date, currency pair and payout method for each provider. Compare the final amount received, including exchange markup and fees, plus delivery and eligibility.
Send money with WiseFrequently asked questions
Is Wise always cheaper than Revolut?
No. Revolut plan allowances and weekend charges change the equation. Wise fees depend on route, amount and payment method. Compare the same transfer.
Can my recipient collect cash?
Check providers offering cash pickup, such as Western Union, and compare their exchange rate and delivery fees.