How much does it cost to send money to United States?
It depends on the amount, exchange rate, funding method and provider. Compare the final recipient amount for the same route.
EUR → USD
Send money from Netherlands to United States
Send EUR to USD from the Netherlands: understand routing numbers, ACH versus wire, beneficiary data and exact dollars received.
Money transfer calculator
- Exchange rate
- Fees (included in amount sent)
- Estimated arrival
Checking rates…
DIRECT ANSWER
Send money from Netherlands to United States
For 1.000 EUR, compare more than the transfer fee: look at the recipient amount after the exchange rate, funding method and any external charges. A Wise estimate is a point-in-time display estimate, not a guaranteed transaction price.RECIPIENT AND PAYMENT ROUTE
US bank payouts require the correct routing details
A US-dollar transfer to an American bank needs more than a headline exchange rate. Wise's supported US payouts rely on recipient data that can differ by ACH or wire network. The beneficiary's actual account location matters.
- Confirm the recipient's full name and physical address. Wise's USD-transfer instructions require a complete address, not a PO box.
- Use the beneficiary bank account number and appropriate ACH or wire/ABA routing number. They are not necessarily interchangeable.
- Confirm the receiving account is in the US. USD to a bank outside the US may use SWIFT and different cost or settlement conditions.
- Decide whether to set a fixed EUR send amount or an exact USD amount for the supplier to receive, when the quote supports it.
Fee versus recipient outcome
For €100, a flat fee can dominate the cost. For €10,000, exchange-rate differences can matter more than a modest fixed fee. If a US business needs an exact net dollar receipt, check who covers any intermediary charges.
A local US ACH payout and an international SWIFT payout are not a like-for-like cost comparison; verify which rail the quote actually uses.
Research last updated: · Wise: official payout requirements ↗ · Our methodology
Fees for sending money to the US
Compare the EUR→USD rate, the funding method and the exact amount reaching the US recipient.
Recent Wise estimate
Wise: EUR → USD
Check the actual fee for your amount and payout method in Wise.
Wise for personal transfers
Check the current Wise price for your transfer
The exact price depends on amount, currencies and funding method. Open Wise for a current quote and confirm the final rate and fee before paying.
FAQ
Frequently asked questions
Is this Wise rate guaranteed?
No. It is a display estimate only. Check the final rate and fees on Wise before paying.
Does a US bank use an IBAN?
For normal US domestic bank payouts, use the correct bank routing and account details rather than assuming a SEPA-style IBAN applies.