Does Wise cost €60 to register?
Not generally. The €60 charge relates to activating specified Dutch receiving-account details.
BUSINESS COMPARISON
Wise Business vs Revolut Business in the Netherlands
Two overseas supplier invoices per quarter and dozens of payments every month are different buying decisions. Compare the subscription, conversion allowance and number of transactions instead of one headline fee.
In brief
Wise Business has no mandatory monthly subscription, though Netherlands receiving-account details currently require a one-time €60 activation. Revolut Business has monthly Basic, Grow and Scale plans with transfer and exchange allowances. Neither headline describes the full annual cost.
Compare the commercial model
| Factor | Wise Business | Revolut Business |
|---|---|---|
| Recurring price | No required monthly plan; Dutch receiving details have a separate €60 activation. | Basic €10, Grow €35 and Scale €125 monthly. |
| International payouts | Fees depend on currency pair, amount and funding method. | Basic/Grow/Scale respectively include 0/5/25 qualifying international transfers. |
| FX allowance | Fee shown on each supported quote; qualifying larger conversion volumes may get discounts. | €1,000/€15,000/€60,000 monthly plan exchange allowances during market hours, then 0.6% overage. |
| Operations | Supported Business batch files, roles and payment tracking. | Plan-dependent expense tools, roles, transfers and approvals. |
An annual subscription is only one cost component
A €10 monthly Basic subscription totals €120 over twelve months before any other charges. This is a calculation, not an estimate of an actual company's complete Revolut costs.
Wise's one-off €60 receiving-details activation should not be presented as a fee on every payment, nor as a mandatory ongoing subscription.
Count international payments and FX separately
Revolut's included international transfer numbers are subject to the plan. Its FX allowances and out-of-hours pricing work separately from those counts. Wise instead publishes the transaction price for each available route.
Build a monthly spreadsheet of actual payment count, currencies, FX volume and recipients before judging the alternatives.
Accounting and approvals can matter more than a basis point
Check who creates and approves payments, whether batch files are required, and what your accounting workflow can reconcile. Features vary by business entity, product access and subscription.
Checklist before choosing
- How many suppliers or contractors are paid monthly?
- Which FX volumes would exceed each plan allowance?
- Do you need receiving details or outgoing payments only?
- Can both products satisfy the approval and reconciliation workflow?
Frequently asked questions
Are the Revolut Grow international payments entirely free?
They are included transfers under plan rules; conversion or other transaction charges may still apply.
Which option wins at €50,000 monthly FX?
That requires matching current quotes, currency mix and real usage rather than a generic provider ranking.
Research and sources
This comparison is based on official published pricing and product terms reviewed 12 October 2026. It does not rank live quotes. No competitor links or unverified discounts.
Read our methodology →